Loan terms and conditions
- Loan currency: AZN
- Loan amount: 300 – 35 000 AZN
- Loan term: 6 months - 60 months
- Annual interest rate: from 14,5%
- Maintenance fee: 0%
- Loan funds are transferred to a card account
- Cash withdrawals: according to the Bank's Tariffs
Effective annual interest rate: min. 15,18% - max. 21,63%
- The client is given a choice of the type of insurance "Accident insurance" and the option of the "Financial protection".
Terms of the "Financial protection" option:
Fee is 1.5% (min. 20 AZN) and can be included into the loan amount upon a request of the Borrower;
In the case of the death of the Borrower, the obligation to the Bank is terminated, subject to the obligatory provision of a death certificate of the Borrower by a close relative.
Requirement for the Borrower
- Citizenship of the Republic of Azerbaijan
- Age: min. 21 - max. 60 at the end of the loan term
- Employment: work with an employment contract (for hire)
- Place of registration: Azerbaijan Republic
- Place of work: Azerbaijan Republic
- Work experience: a year of the general experience, experience at the last job place for at least 6 months
To repay your loan faster clients of VTB Bank (Azerbaijan) can use the corporate website, Internet / Mobile banking or payment terminals.
For convenient and quick method of loan order / payment or other banking services, you can use Chat-Banking in the mobile application Facebook / WhatsApp Messenger.
WhatsApp Messenger –