VTB — Credit Card

Credit Card

Often to make your wishes become a reality you need extra money to meet your  needs. International credit card of our bank can be a major modern-day convenient way to pay for purchases. Our credit cards will help you turn your dreams into reality wherever you are. 

Terms of credit cards

Types of credit cards:  Visa Classic, Visa Gold, Visa Platinum
Amount of loan: min. 300 AZN - max. 10 000 AZN 
Period of loan: 12, 24 months
Interest rate: 28%
Effective Annual Percentage Rate (EAPR) - to 26%

Requirements for credit card applicant listed below: 
Applicant's place of work: Baku, Absheron districit, Khirdalan, Sumqayit cities
Demand for citizenship: Azerbaijani 
Employment: work under employment contracts (work for hire)
Applicant Service Record: General records of not less than 1 year, unbroken period of employment in latest place of work not less than 6 months 

Documents Required for Obtaining Credit:
  • Borrower/Guarantor documents 
  • Credit card Application Form 
  • Line of Credit Application form with credit card 
  • Identification card of the citizen of Azerbaijan Republic 
  • Reference (showing Service record, position held and salary)
  • Loan and collateral documentation
  • Loan agreement 
  • Contract of guarantee (if  guarantors are aviable)