Credit Cards


Often to make your wishes become a reality you need extra money to meet your  needs. International credit card of our bank can be a major modern-day convenient way to pay for purchases. Our credit cards will help you turn your dreams into reality wherever you are. 
Requirements for credit card applicant listed below: 

Applicant's place of work: Baku, Absheron districit, Khirdalan town, Sumqayit town
Demand for citizenship: Azerbaijani 
Employment: work under employment contracts (work for hire)
Applicant Service Record: General records of not less than 1 year, unbroken period of employment in latest place of work not less than 3 months 

Documents Required for Obtaining Credit:
  • Borrower/Guarantor documents 
  • Credit card Application Form 
  • Line of Credit Application form with credit card 
  • Identification card of the citizen of Azerbaijan Republic 
  • Reference (showing Service record, position held and salary)
  • Loan and collateral documentation
  • Loan agreement 
  • Contract of guarantee (if  guarantors are aviable)

Types of credit cards: Visa Elektron, Visa Classic, Visa Gold, Visa Platinum

  • Amount of loan: min. 300 AZN - max. 11000 AZN (or its equivalent in U.S. Dollars)
  • Period of loan: 12, 24 months
  • Interest rate: to 26%
Effective Annual Percentage Rate (EAPR) - min. 26,30%