Credit card

Often to make your wishes become a reality you need extra money to meet your  needs. International credit card of our bank can be a major modern-day convenient way to pay for purchases. Our credit cards will help you turn your dreams into reality wherever you are. 

Terms of credit cards 

Types of credit cards
Visa Elektron, Visa Classic, Visa Gold, Visa Platinum
Amount of loan
min. 300 AZN - max. 10 000 AZN
Period of loan
12, 24,36 months
Interest rate
From 28%
Effective Annual Percentage Rate (EAPR)
от 26%
Requirements for credit card applicant listed below
  • Applicant's place of work: Baku, Absheron districit, Khirdalan, Sumqayit cities
  • Demand for citizenship: Azerbaijani
  • Employment: work under employment contracts (work for hire)
  • Applicant Service Record: ОGeneral records of not less than 1 year, unbroken period of employment in latest place of work not less than 3 months
Documents Required for Obtaining Credit:
  • Borrower/Guarantor documents
  • Credit card Application Form
  • Line of Credit Application form with credit card
  • Identification card of the citizen of Azerbaijan Republic
  • Reference (showing Service record, position held and salary)
  • Loan and collateral documentation
  • Loan agreement
  • Contract of guarantee (if guarantors are aviable)

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