Digital bank Direct

Using your virtual assistant – Direct bot you can perform banking operations on the social network Facebook. Solve your financial problems without coming to the bank and wasting time.

Each user receives a Visa virtual debit card as a gift by clicking the "Start" button (account balance - 100 AZN, for annual turnover - 1,000 AZN).

A user who is not identified by a Visa card can do the following:

• Make online payments within the country;
• Payment for mobile phone services;
• Payment for utilities (electricity, water);
• Recharging account’s balance through the terminals MilliÖn/eManat
• Recharging card balance by generating QR code
• Acquaintance with the bank's current exchange rates;
• Invite your friends to get free cards;
• Loan order;
• Deposit order;
• Card order

The identified user gets the following advantages:

On cards:

• 36-month Visa Direct virtual free card;
• Make online payments within the country;
• Payment for mobile phone services;
• Payment for utilities (electricity, water);
• Free transfers to any card within the country;
• Recharging card balance by generating QR code;
• Receiving of statements under accounts;
• Receiving of banking details for card accounts;
• Blocking card with one touch;
• Card order;
• Possibility to consider the route to the nearest branches / ATM / MilliÖn / eManat terminals.

On current accounts:

• Recharging the account from other accounts
• Receiving of statements under accounts

On loans:

• Applying for a loan and receive a quick decision on your loan application in a few minutes.
• Loan repayment
• Review of loan information (amount, interest rate, amount of payment, amount of next payment, etc.);

On deposits:

• Deposit order
• Deposit Replenishment
• Review of deposit information (deposit amount, accrued interest, date of opening and closing of the deposit).

Others:

• Acquaintance with the bank's current exchange rates
• İnformation about ATMs and branches