Loans for micro entrepreneurship

Does your company need additional funding? Contact VTB Bank (Azerbaijan) and we will provide you with individual lending program, taking into account peculiarities of your business. Small business loans are available to companies and individual entrepreneurs. We have several types of proposals, depending on the features of your business.

So our Bank offers to you: 

1."Micro-Loan" (loan amount: 1000-25 000 AZN)

2."Small-Loan" (loan amount: 25 001 - 100 000AZN)

3."Businessman Loan" (loan amount: 100 000 - 300 000 AZN)

4."Development Loan" (loan amount: 300 001 - 1 500 000 AZN)

     1. "Micro-Loan"

  • Loan amount: 1000 – 25 000 AZN (or the equivalent in foreign currency)

  • Loan currency: AZN, USD, EUR

  • Interest rate:
    -  from 20% - for amount in excess of 10 000 AZN (USD, EUR)
    -  from 23% - for amount to 10 000 AZN (USD, EUR)

  •  Loan period: to 36 months

  • Grace period: to 3 months 

 2. "Small-Loan"

  • Loan amount: 25 001 – 100 000 AZN (or the equivalent of loan currency)

  • Loan currency: AZN, USD, EUR, RUB

  • Interest rate: from 16%

  • Loan period: to 48 months

  • Loan period for financing of operating activities: with a maximum duration of 36 months 

  • Grace period: to 6 months (limitation on validity of grace period does not apply to credit line with debt ceiling)

3. “Businessman Loan”

  • Loan amount: 100 000 – 300 000 AZN (or the equivalent of loan currency)

  • Loan currency: AZN, USD, EUR, RUB

  • Interest rate: from16% 

  • Loan period: to 60 months

  • Loan period for financing of operating activities: with a maximum duration of 36 months 

  • Grace period: to 6 months (limitation on validity of grace period does not apply to the credit line with debt ceiling)

4.  "Development Loan"

  • Loan amount: 300 001 – 1 500 000 AZN (or the equivalent in loan currency)

  • Loan currency: AZN, USD, EURO, RUB

  • Interest rate:
          from 12% - for loans in AZN, USD, EUR; 
          from 13% -  for loans in RUB

  • Loan period:  to 60 months

  • Loan period  for financing of operating activities: with a maximum duration of 36 months 

  • Grace period: to 12 months (limitation on validity of grace period does not apply to the credit line with debt ceiling)

You can trust the solution of any problems on your business evolve to VTB Bank (Azerbaijan).  

Flexible and professional approach let to find the best solution of the tasks to your business.